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Malpractice Information
If you require credentialing information on malpractice, please call the
following companies to check for any malpractice settlements. To our
understanding, National Practioner Databank (NPDB - a Federal Government
database) includes ONLY major malpractice insurance claims on DC's.
Chiropractic Malpractice
Insurance Directory (in alphabetical order)
Benefit Services Group, Ltd. - 800.438.6673
NCMIC Insurance Co. - 800.247.8043
OUM Group - 800.423.1504
Princeton Insurance Company - 609.452.9404
Promed International, Ltd. - 714.832.0344
Malpractice Insurance Requirements for D.C.s
| State/Province |
Are Licensees required to carry malpractice insurance? |
|
NSW, AUSTRALIA |
Yes – $5 Million |
|
Victoria, AUSTRALIA |
Under Consideration |
|
Alberta, CANADA |
Yes - $2 Million per claim; $4 Million aggregate |
|
British Columbia, CANADA |
Yes - $2 Million per incident; $4 Million aggregate |
|
Manitoba, CANADA |
Yes |
|
New Brunswick, CANADA |
Yes (per Canadian Chiropractic Protective Association or equivalent |
|
Newfoundland/
Labrador, CANADA |
Yes (Equivalent to Canadian Chiropractic Protective Association
coverage) |
|
Nova Scotia, CANADA |
Yes |
|
Ontario, CANADA |
Yes - $1 Million per incident and maximum $3 Million. |
|
PEI, CANADA |
Yes (Consult with C.C.P.A.) |
|
Quebec, CANADA |
Yes - $1 Million / $3 Million |
|
Saskatchewan, CANADA |
Yes - $2 Million |
|
Puerto Rico, US |
Yes |
|
US Virgin Islands |
No |
|
Alabama |
Yes |
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Alaska |
No |
|
Arizona |
No |
|
Arkansas |
No |
|
California |
No |
|
Colorado |
Yes - $100,000 / $300,000 |
|
Connecticut |
Yes – Not less than $500,000 for one person, per occurrence, with
aggregate of not less than $1.5 Million |
|
Delaware |
No |
|
District of Columbia |
No |
|
Florida |
Yes - $100,000 per claim; Minimum annual aggregate of not less than
$300,000 |
|
Georgia |
No |
|
Hawaii |
Not part of chiropractic laws/rules, but may be in insurance
code/business code |
|
Idaho |
No |
|
Illinois |
No |
|
Indiana |
No |
|
Iowa |
No |
|
Kansas |
Yes - $200,000 per claim; $600,000 annual aggregate |
|
Kentucky |
No |
|
Louisiana |
No |
|
Maine |
No |
|
Maryland |
No |
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Massachusetts |
No |
|
Michigan |
No |
|
Minnesota |
No |
|
Mississippi |
No |
|
Missouri |
No |
|
Montana |
No |
|
Nebraska |
No |
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Nevada |
No |
|
New Hampshire |
No |
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New Jersey |
No |
|
New Mexico |
No |
|
New York |
Not by Education Law for licensure |
|
North Carolina |
No |
|
North Dakota |
No |
|
Ohio |
No |
|
Oklahoma |
No |
|
Oregon |
No |
|
Pennsylvania |
Yes - Minimum of $100,000 per occurrence and $300,000 per annual
aggregate |
|
Rhode Island |
Not required by licensing statute |
|
South Carolina |
No |
|
South Dakota |
Yes - Minimum of $100,000 / $300,000 |
|
Tennessee |
No |
|
Texas |
No |
|
Utah |
No |
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Vermont |
No |
|
Virginia |
No |
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Washington |
No, but encouraged; only preceptors need malpractice insurance |
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West Virginia |
No |
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Wisconsin |
Yes - Minimum of $100,000 per occurrence and $300,000 for all
occurrences |
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Wyoming |
No |
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FAX 970.356.3599